"An Educated Consumer is the Best Client You Can Have"
Sometimes buyers find their future home the first time out and others look at 50 homes before they see one that checks all their boxes. It’s a good idea to see at least a few alternatives so you have some points of comparison, but sometimes you just know a place is where you want to live.
The Jane Clark Realty Group is your trusted partner for your home search.
We'll arrange to visit the homes you've selected, together and in-person, to determine the best fit for you.
Your Jane Clark Realtor will have the most recent standard purchase offer forms that comply with state and local laws.
In a competitive housing market, you may find yourself competing against other buyers. In that case, your Jane Clark Realty Group Buyer agent is your best ally in strategizing for your offer to be accepted. With access to real-time market data, your Jane Clark Realty Group Buyer agent will know how to best position your offer. If there’s more than one offer, the sellers can:
You and your Jane Clark Realty Group Buyer agent can work together to find out what’s important to the sellers, such as a specific moving date, and to discuss possibly waiving contingencies, adjusting your price or writing a “love letter” about the house.
Sellers can accept your offer as is or they can make a counteroffer with an adjustment to some or all of your terms. You can accept or reject the counteroffer and make your own counteroffer. The contract is final once you and the sellers have agreed to all the terms.
Your Jane Clark Realtor is essential when negotiating the terms of your purchase..
Once you’ve narrowed down your list and have a clear favorite, collaborate with us to make an offer on a home..
Ask your Jane Clark Realtor to explain the key points in your multi-page contract, such as:.
Your Jane Clark Realtor can guide you, but you also need to decide how much you want a particular property and what you’re willing to accept to get it. You may want to let go when:
Your Jane Clark Realtor will help you watch out for:
According to the National Association of REALTORS®, the most common reasons for contracts to fail or to be delayed are home inspection problems, financing problems or an appraisal issue. Your Jane Clark Realty Group Buyer agent can help you navigate the complexities of a real estate contract.
The crucial period between an offer and a final contract is an important time to stay in close contact with your Jane Clark Realtor so you’re equipped with all the information you need to make smart decisions.
Your home inspector will check a massive list (more than 1,000 items) of systems, appliances and structures in your home to evaluate its condition. You’ll get a written report that identifies potential problems and future maintenance issues. It’s up to you to decide whether the report means you want to walk away from a house or ask the sellers to make repairs. You can also have an “information only” inspection, which means you’re buying the house as is, but want to know its condition.
The inspector will check:
You and your Jane Clark Realty Group Buyer agent should attend the home inspection to learn about home maintenance and so you can see any potential problems yourself. The inspector can answer questions as you go, so if there’s anything you don’t understand or are worried could be a problem, just ask.
While you and your Jane Clark Realty Group agent can decide whether to negotiate on anything in the inspection report, you can ask the inspector the following questions:
Your experienced Jane Clark Realty group Buyer agent can be the best adviser to help you understand the implications of the home inspection.
As soon your offer is accepted, you should schedule your home inspection. If you’re buying in a busy season, it may take time to find an available inspector, so rely on your Jane Clark Realty Group Buyer agent to recommend trusted home inspectors.
A home warranty policy, which typically lasts for one year and is renewable, provides coverage for some of your home’s systems and appliances. In return for the annual fee, the company will cover repair costs and arrange for contractors. You’ll pay a deductible fee and possibly service fees if you need to use the warranty.
If you’re buying an existing home, especially one with appliances that are more than four years old, a home warranty can give you peace of mind about paying for unexpected repairs and finding a reliable contractor. If you’re a first-time buyer, especially if you have limited savings, this can be particularly important. If you have plenty of emergency savings, you’re handy or know good contractors, you may not need a warranty. Your real estate agent can also be a good source of recommendations for contractors. If you’re buying a newly built home, structural defects are usually under warranty by the builder for 10 years and other items are typically covered for six months to two years, so you don’t usually need a home warranty.
To choose a good home warranty, you and your Jane Clark Realty Group agent should review:
You can always ask your real estate agent for home warranty recommendations and advice.
Some home sellers pay for a home warranty that covers them while their home is on the market and conveys to the buyers after the sale. You can ask your real estate agent for advice about negotiating for the sellers to pay for a warranty or buying one yourself.
As your closing nears, you should:
In a word: Paperwork! Allot a few hours for your closing. Bring to the closing:
You’ll be signing numerous documents, including a repeat of the documents you signed when you applied for your loan. The most important documents you’ll sign are:
After your closing:
Congratulations! You’ve got the keys to your new home! Stay in touch with the Jane Clark Realty Group for future recommendations and service.
While you may feel jittery before your closing, your Jane Clark Realty Group agent and lender should have you fully prepared for the day. As the buyer, you choose the title company for your title search and the closing. Your agent and lender can recommend reliable title companies.
A showing takes place either at an open house, which is a scheduled session when anyone can come by without an appointment, or during an appointment scheduled with you or your listing agent.
Your Jane Clark Realty Group agent is a great source of advice on specifics for your home preparations so that your house is positioned competitively in the market. Preparations will likely include two phases. During phase one, before photos are taken and before the first showing, you should:
Three important things you can do to help get your house sold are:
Always coordinate with your Jane Clark Realty agent for maximum exposure and a faster sale.
Once you’ve chosen your Jane Clark Realty Group agent, and together have prepped your house for sale and set a price, you’re ready for the public to see your home.
An offer to buy your home is a purchase agreement signed by the potential buyer that includes:
When you receive an offer to buy your home, you and your Jane Clark Realty Group agent should review it and consider whether you want to accept it. Whether you have one offer or several, you and your agent will look at:
If you receive multiple offers, your KW agent can advise you on one of these options:
You and the buyers can negotiate until you both agree on the final contract. Your Jane Clark Realty Group agent is your best ally during the negotiations and is equipped with the data and knowledge to guide you.
Congratulations! You received a message from your Jane Clark Realty Group Agent that you have an offer on your home. Now you need to evaluate that offer and decide how to respond.
A home inspection is a thorough review of your home’s structure and systems by a professional home inspector. Buyers can use the inspection report to decide to rescind their offer if a major issue is uncovered or to request repairs if the contract is contingent on a satisfactory report. In some cases, a home inspection is solely for the buyers’ information and can’t be used to negotiate.
The inspector will check:
The inspector won’t check some items that are unusual or inaccessible, such as:
Before the home inspector arrives, you should:
Your experienced real estate agent can be the best adviser to help you understand the implications of the home inspection.
Once the inspection report has been generated, you and your KW agent can discuss how to handle any possible issues the buyers mention. You can negotiate with the buyers, decide to fix an item, provide money for the buyers to fix it themselves or provide documentation that the problem has already been addressed. Your Jane Clark Realty Group agent can help you handle any inspection issues.
Most buyers request a home inspection as a condition of their offer. While a home inspector will dig more deeply into your home than a buyer, the preparation you made before your first showing should help you get ready for the inspection. Your Keller Williams agent can give you personalized advice, too.
An appraisal is an objective valuation of your property that serves as a safeguard for the buyer and the buyer’s lender. While the buyer pays for an appraisal, the appraiser actually works for the lender. While an appraiser may look at some of the same things as a home inspector, the result is an appraised value of your property rather than a condition report.
Appraisers use as many measurable pieces of data available to provide an accurate value of your property, including:
Appraisers include research about other properties and neighborhood values, as well as an in-person visit for their evaluation of your home.
Preparing for an appraisal is similar to prepping for an inspection. You should:
An appraisal could require a renegotiation if the property value comes in lower than the sales price. The appraised value dictates the maximum amount the lender will allow the buyers to borrow, minus their down payment. Depending on how the contract was written, if the appraisal is low, you can:
Your Jane Clark Realty Group agent can advise you on your options in the context of the contract and market conditions.
As you near the end of your home sale journey, you will need to pass one more test: an appraisal. Your KW agent can help you gather materials and prepare for the appraiser’s visit.
Before the closing day, you’ll need to:
Sellers may or may not attend the closing, so you should consult your KW agent and the settlement company to decide what’s best. You can sign all documents before the official closing. Sellers’ expenses, which are deducted from the proceeds of the sale, include:
If you can’t move before the closing, you’ll need to arrange a rentback from the buyers. Your Jane Clark Realty Group agent can help you complete appropriate paperwork for a rentback. If you are moving, the buyers will do a walk-through of your home within 24 hours before the closing to check that the property is in good condition. If the buyers find something that needs to be fixed, your agent can help you decide how to handle it. Whether or not you attend the closing, you’ll need to provide house keys to your buyers, along with all alarm codes, remote controls for the garage, and mailbox or gate keys.
After the closing, you’ll:
Congratulations! You can shake hands with your Jane Clark Realty Group agent: you’ve successfully sold your home. Don't forget to ask them how you can give them a 5 star review and let others know how happy you are!
While it’s tempting to focus on your next move, your Jane Clark agent is likely to remind you that until the closing is over, you have some final responsibilities as a seller.